2923.4. (a) The purpose of the act that added this section is to ensure that, as part of the nonjudicial foreclosure process, borrowers are considered for, and have a meaningful opportunity to obtain, available loss mitigation options, if any, offered by or through the borrower’s mortgage servicer, such as loan modifications or other alternatives to […]
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What type of results can you expect from a loan modification? Homeowner’s constantly face the question of whether or not a loan modification is right for them. Modification serves to do what it states, assist the borrower to make their home affordable once again. An attorney steps in to calculate what result would be the
California Loan Modification Lawyer – Loan Mod Results Read More »
As a Riverside foreclosure litigation attorney, I am often asked about the resolutions our office obtains for clients through foreclosure litigation. While there is no set goal common to all loan litigation clients, De Novo Law Firm has successfully litigated several cases to successful resolutions throughout southern California. While there is no guarantee that we
Riverside Foreclosure Litigation Attorney – HSBC Litigation Results Read More »
I posted an article on debt settlement vs. bankruptcy several months ago but I think it bears repeating. If you are struggling with debt and are considering your options to eliminate that debt, understand the true costs and pitfalls of debt settlement. The New York Times, MSN Money, Fox Business, CNBC, and many others have
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A recent article in the Press Enterprise states that homeowners are having difficulty refinancing their loans under the Home Affordable Refinance Program (HARP), a program under the government’s Making Home Affordable Program. HARP is a program designed to allow homeowners to refinance their homes into today’s lower rates despite their inability to meet traditional lending
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A recent article in the Press-Enterprise claims that “Fewer Loan Mods Grated.” According to the US Comptroller of the Currency, there are fewer homeowners who will qualify for a modification as a new wave of foreclosures looms on the horizon. According to the article, “Numbers of modifications are shrinking because servicers are exhausting the pool
Riverside Loan Modification Attorney – Fewer Loan Modifications Offered? Read More »
I have received several questions obtaining a loan modification from EMC in Riverside County and Orange County. EMC mortgage is owned by JP Morgan Chase. During the real estate boom, EMC operated under its own name as a seperate division. Since the market crash, EMC no longer operates as a separate division but is handled
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