In the last year and a half, I find that I spend a lot of time working with clients who are interested in a short sale to get out from under a property that is worth less than they owe. As you already know, a short sale is a process where the lender agrees to […]
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Wells Fargo Bank is the second largest bank in the U.S. in terms of deposits, home mortgage servicing, and debit cards. As one of the largest banks in the U.S., I am often asked about loan modifications with Wells Fargo. Like all of the larger banks, Wells Fargo is offering loan modifications to client. Our
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More and more clients are considering their litigation options when facing foreclosure in Riverside County. For many clients, litigation can be a great way to stop foreclosure and force a bank to accept an alternative to foreclosure as opposed to loan modification or bankruptcy. However, this process can be timely and involves the court system
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Sample Loan Modification Results-IndyMac After filing bankruptcy in 2008, IndyMac Bank is now owned by OneWest bank. At one point IndyMac was one of the largest savings and loan associations in Los Angeles. According to loan origination, it was the 7th largest bank in the US. Like many of the large banks, De Novo Law
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A recent article posted on CNN reveals that home prices are now at a 10-year low across the nation. While the reasons for the drop in home sales is varied, many economists forecast that home prices will continue to decline in the coming months. One reason for the decline is that the government is no
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Many clients in the Riverside and San Bernardino areas are worried about keeping their assets in bankruptcy. Contrary to popular belief, filing bankruptcy does not automatically mean you will have to give up your home or your cars. On the contrary, many homeowners are able to keep their homes and their vehicles despite eliminating credit
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President Obama announced in the recent State of the Union address that he would make major changes to the current government programs to help homeowners who are underwater on their home but are current on payments. A recent article in the Riverside Press Enterprise reveals that President Obama has expanded the program. The article can
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A recent article in the LA times finds that personal bankruptcies in 2011 decreased from 2010. In 2011, 1.35 million Americans filed for bankruptcy protection. That is down from nearly 1.5 million Americans who filed bankruptcy is 2010. What is more alarming is the number of individuals who have filed bankruptcy in Riverside and San
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In a study that should surprise no one, sentiment among homeowners to sell their homes is at a record low. Among the general public, only 7% believe it is a good time to sell your home. During the time period of 1992 through 2005, 40-60% of homesellers believed it was a good time to sell
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Struggling with Debt? You have several options… De Novo Law Firm can help you with your debt. Our experienced attorneys are familiar with all of your legal options and will give you direction in dealing with debt. De Novo Law Firm offers a completely free consultation with no obligation. Contact us today at (877) 346-7411
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