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Chapter 7 bankruptcy

Riverside Bankruptcy Attorney – How Bankruptcy Affects Credit

Bankruptcy, Chapter 13 bankruptcy, Chapter 7 bankruptcy /

The Riverside bankruptcy lawyers at De Novo Law Firm have helped hundred eliminate their debt through bankruptcy.  In a recent statistical report gathered by the United States Courts System, there were as many as 16,025 bankruptcies filed by individuals and businesses in Southern California during 2012. These cases included both Chapters 7 and 13 bankruptcies. […]

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Riverside Bankruptcy Attorney – What schedules are filed with bankruptcy?

Bankruptcy, Chapter 13 bankruptcy, Chapter 7 bankruptcy, Orange County Bankruptcy, riverside bankruptcy, Riverside Bankruptcy Attorney /

As part of the bankruptcy process, a debtor must file several schedules in addition to their petition for bankruptcy.  At De Novo Law firm, our bankruptcy attorneys have helped numerous clients navigate the process of chapter 7 bankruptcy and chapter 13 bankruptcy.  The schedules are the main portion of the bankruptcy petition because they comprise

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Riverside Bankruptcy Lawyer – Debt Settlement vs. Bankruptcy

Alternative to Bankruptcy, Chapter 13 bankruptcy, Chapter 7 bankruptcy, Riverside Bankruptcy Attorney /

I posted an article on debt settlement vs. bankruptcy several months ago but I think it bears repeating.  If you are struggling with debt and are considering your options to eliminate that debt, understand the true costs and pitfalls of debt settlement.  The New York Times, MSN Money, Fox Business, CNBC, and many others have

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Riverside Bankruptcy Attorney – Keeping Assets in Bankruptcy

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Many clients in the Riverside and San Bernardino areas are worried about keeping their assets in bankruptcy.  Contrary to popular belief, filing bankruptcy does not automatically mean you will have to give up your home or your cars.  On the contrary, many homeowners are able to keep their homes and their vehicles despite eliminating credit

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Riverside Bankruptcy Attorney – Bankruptcy Filings Drop

Bankruptcy, Chapter 13 bankruptcy, Chapter 7 bankruptcy, Riverside Bankruptcy Attorney /

A recent article in the LA times finds that personal bankruptcies in 2011 decreased from 2010.  In 2011, 1.35 million Americans filed for bankruptcy protection.  That is down from nearly 1.5 million Americans who filed bankruptcy is 2010.  What is more alarming is the number of individuals who have filed bankruptcy in Riverside and San

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San Bernardino Bankruptcy Attorney – San Bernardino second poorest among large US Cities

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The Press-Enterprise reports that the recent US Census reveals that San Bernardino is now the second poorest large US city in the entire country. On average, household income in San Bernardino is now lower than every city except Detroit. While the revelation that San Bernardino is among the nation’s poorest is startling, it is not

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Bankruptcy Attorney – What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

bancarotta, Chapter 13 bankruptcy, Chapter 7 bankruptcy, Riverside Bankruptcy Attorney /

While making the decision to file bankruptcy is difficult, it may also be hard to choose the kind of bankruptcy that is best for you.  For the average consumer, there are two types of bankruptcies that are available.  Chapter 7 Bankruptcy and Chapter 13 bankruptcy.  While both can provide relief from creditors, they have very

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Bankruptcy Attorney-Where is the Orange County Bankruptcy Meeting?

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After you have filed your bankruptcy petition in Orange County, you will be required to attend a Meeting of Creditors, also called a 341 meeting.  The purpose of the meeting is to verify your identity, answer questions asked by the trustee, and answer any questions that creditors may have.  Check out our Bankruptcy questions page

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Bankruptcy, Child Support, and Alimony. What is the interaction?

2 Comments / Bankruptcy, Chapter 7 bankruptcy, Riverside Bankruptcy Attorney /

Some people are concerned with whether or not bankruptcy will help relieve back payments due on child support or alimony. This is one area of bankruptcy law that is pretty clear. In short, bankruptcy will not relieve you of child support or alimony payment. These types of payments are some of the rare forms of

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Can Chapter 7 bankruptcy save me money on my home or car payment?

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Can you re-negotiate the percentage rate on my car/home in a Chapter 7 bankruptcy? Clients are interested to know whether they can renegotiate the percentage rate of their car or home in a Chapter 7 bankruptcy.  Under the bankruptcy code, a Chapter 7 bankruptcy is a liquidation bankruptcy and is not designed to renegotiate terms

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