Before filing for bankruptcy, I recommend the following: Add up your debt: Add up the amount and kind of debt you have in order to know whether bankruptcy will help you. For example, credit card debt is generally forgiven in bankruptcy. However, most taxes are not forgiven. Also, if your outstanding debt is small and […]
As part of the bankruptcy process, a debtor must file several schedules in addition to their petition for bankruptcy. At De Novo Law firm, our bankruptcy attorneys have helped numerous clients navigate the process of chapter 7 bankruptcy and chapter 13 bankruptcy. The schedules are the main portion of the bankruptcy petition because they comprise
Riverside Bankruptcy Attorney – What schedules are filed with bankruptcy? Read More »
Many clients in the Riverside and San Bernardino areas are worried about keeping their assets in bankruptcy. Contrary to popular belief, filing bankruptcy does not automatically mean you will have to give up your home or your cars. On the contrary, many homeowners are able to keep their homes and their vehicles despite eliminating credit
Riverside Bankruptcy Attorney – Keeping Assets in Bankruptcy Read More »
Debt collectors can be aggressive, to say the least. They have a reputation for being relentless. They will do and say just about anything to try to get some of your money. This is a brief guide of how to handle these harassing calls. Should I deal with debt collectors, try to avoid them, or
Bankruptcy Lawyer- How should I deal with debt collectors? Read More »
Marie Calendar’s “Pie Month” may soon be a thing of the past. The parent company of Marie Calendar’s and Perkins Restaurants has filed for bankruptcy. Despite the recent bankruptcy filing, Marie Calendar’s will continue to operate as it restructures its business. Rising food costs and a major recession in California and Florida have contributed to
Riverside Bankruptcy Lawyer – No More Pie Month? Read More »
In an article posted today, the Press Enterprise reports that foreclosure activity continues to dip when compared to a year ago. Despite the dip, foreclosures in Riverside county remain high with one of the highest foreclosure rates in the country. Additionally, home inventory has remained constant indicating that despite a decrease in foreclosures, sales are
Riverside Bankruptcy Attorney-Foreclosures Dip in Inland Empire Read More »
Can you re-negotiate the percentage rate on my car/home in a Chapter 7 bankruptcy? Clients are interested to know whether they can renegotiate the percentage rate of their car or home in a Chapter 7 bankruptcy. Under the bankruptcy code, a Chapter 7 bankruptcy is a liquidation bankruptcy and is not designed to renegotiate terms
Can Chapter 7 bankruptcy save me money on my home or car payment? Read More »
I am often asked about the effect bankruptcy will have on credit score. For most clients, bankruptcy will improve their credit score faster than any debt settlement or debt consolidation plan. For clients with poor credit scores at the time of filing, most find that their credit score improves faster and higher after bankruptcy. Some
Obtnega Un Comienzo Fresco- Llame Ahora- (951) 801-5570 Bancarrota con De Novo Law Firm El Capítulo 7 de una Bancarrota proporciona a los deudores una salida limpia, lo que les permite eliminar sus deudas de tarjeta de crédito y otras deudas no garantizadas sin tener que hacer pagos a los creedores. El Capítulo 7 de
