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Riverside Bankruptcy Attorney

Riverside Bankruptcy Attorney-Has the Inland Empire Real Estate Market Hit Bottom?

Foreclosure Litigation, Loan Modification, Riverside Bankruptcy Attorney, Short Sale /

Before buying a home in Riverside, I had weekly conversations with a good friend of mine about the bottom of the real estate market.  We discussed the mortgage meltdown, the cyclical nature of home sales, the efforts made by government to shore up home prices and stop foreclosures, the change in prices over different seasons, […]

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Riverside Home Lawyer-Recession Ends But Income Continues to Fall

editorial, Riverside Bankruptcy Attorney /

The New York Times had an interesting article recently about the continuing fall in income long after the recession “ended” in 2009.  According to economists, the most recent recession ended in June 2009.  From June 2009 until June 2011, household income continued to fall by 6.7 percent.  Household income fell despite the overall improvement in

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Riverside Bankruptcy Attorney – Short Sales Increase in Inland Empire

Loan Modification, Riverside Bankruptcy Attorney, Short Sale /

While Foreclosures in Riverside and San Bernardino continue to drag down the housing market, short sales in the Inland Empire have begun to represent a larger portion of home sales.  A short sale is a sale where a lender agrees to accept less to pay off a loan that is owed.  Banks benefit from short

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Riverside Attorneys-Foreclosures Up…Sign of Double-Dip Recession

Riverside Bankruptcy Attorney /

A recent report shows that the number of defaulting homeowners is up, reversing the trend of positive gains over the last several months.  While the increase in defaults is small, it indicates the economy is headed in the wrong direction as the stock market and overall economy is sputtering.  Considering the current job market, it

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What if I can’t remember all my creditors?

Riverside Bankruptcy Attorney /

I recommend that all my clients run a three-bureau credit report before filing bankruptcy in Riverside California.  This helps ensure that all creditors are listed as well as collection agencies.   It is important that all of your creditors are listed on your bankruptcy petition and schedules.  You are legally obligated to list ALL creditors, not

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Riverside Bankruptcy Attorney-Predatory Lending Practices

Bankruptcy, Riverside Bankruptcy Attorney /

Predatory lending is a general term used to describe several deceptive and fraudulent business tactics used by the mortgage industry.  Much of the real estate boom in the last decade may be attributed to relaxed lending standards and questionable loan practices.  Among those practices include illegal or fraudulent acts by banks to approve loans to

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Bankruptcy Lawyer- How should I deal with debt collectors?

Bankruptcy, riverside bankruptcy, Riverside Bankruptcy Attorney /

Debt collectors can be aggressive, to say the least. They have a reputation for being relentless. They will do and say just about anything to try to get some of your money. This is a brief guide of how to handle these harassing calls. Should I deal with debt collectors, try to avoid them, or

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Riverside Bankruptcy Attorney: 4 years after financial collapse, bank suspects something went wrong

Bank News, editorial, Riverside Bankruptcy Attorney /

In an article that reads like something out of “The Onion”, the Wall Street Journal reported today that Region’s Financial Corp. is investigating whether its executives misled shareholders about the health of subprime securities in 2007.  Region’s is investigating whether executives delayed the disclosure of loans that were failing before and during the financial crisis. 

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