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Short Sale

Inland Empire Loan Modification Attorney – Fannie Mae and Freddie Mac

Alternative to Foreclosure, Loan Modification, Short Sale /

At De Novo Law Firm, our loan modification attorneys start the loan modification analysis by considering who owns the loan.  Chances are that your loan is backed by Freddie Mac or Fannie Mae. Both entities are government-sponsored enterprises (GSEs), meaning they are privately owned but receive government support.   Freddie Mac and Fannie Mae work with […]

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How to Avoid Foreclosure through a Short Sale – California Short Sale Attorney

Alternative to Foreclosure, Loan Modification, Short Sale /

Many of our clients have asked us what options one has if they can no longer make their mortgage payments and want to avoid foreclosure. One of the few options is to consider a short sale. So, how does a short sale work? In a short sale, a bank agrees to accept less for a

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Short Sale Attorney – Homeowners Turning to Short Sales

Alternative to Foreclosure, Bankruptcy, Short Sale /

A recent article on cnn.com discusses the trend among distressed homebuyers to short sale their home.  A short sale is a process whereby a homeowner sells their home for less than they owe on their mortgage.  In order to do this, the lender must agree to the sale and usually will agree to forgive the

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Cenlar Loan Modification – Riverside Modification Attorney

Alternative to Foreclosure, Loan Modification, Short Sale /

Our office recently succesfully completed a Cenlar loan modification.  Cenlar bank no longer operates bank branches but acts as a loan subservicer for larger banking institutions.  Cenlar is one of the largest subservicers in the country. De Novo Law Firm has worked with Cenlar and Bayview Loan Servicing to stop foreclosure and allow homeowners to

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Riverside Loan Modification Attorney – Seterus Loan Modification

Alternative to Foreclosure, Foreclosure Litigation, Loan Modification, Riverside Loan Modification Attorney, Short Sale /

The California loan modification attorneys at De Novo Law Firm recently obtained a modification with Seterus. Seterus is a loan-servicer who has inherited numerous loans from Bank of America, Chase, and other large loan servicers. De Novo Law Firm has been able to negotiate loan modifications for our clients including the Seterus Loan Modification in

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California Loan Modification Attorney – JP Morgan Chase Loan Modification

Alternative to Foreclosure, Bankruptcy, Loan Modification, Riverside Loan Modification Attorney, Short Sale /

De Novo Law Firm recently obtained a final loan modification with Chase Bank.  De Novo has successfully modified numerous mortgages for California residents with all of the largest banks including Chase Bank, Bank of America, Citi, Wells Fargo, GMAC, and HSBC.  For more information about the results we have obtained for our clients, visit our

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Riverside Short Sale Attorney – Mortgage Debt Relief Act Set to Expire

Bankruptcy, Short Sale /

De Novo Law Firm has helped numerous Riverside and San Bernardino property owners short sale their home.  If you are seriously underwater on your home and delinquent on payments, a short sale attorney can help you determine the legal and financial consequences of a short sale.  A short sale is a sale of your property

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Riverside Loan Modification Attorney – Bank of America Modification with Principal Reduction

Loan Modification, Riverside Loan Modification Attorney, Short Sale /

De Novo Law Firm recently obtained a loan modification for a client with a first mortgage with Bank of America.  Bank of America has been offering more principal reductions for clients as part of the state attorney generals’ settlement with major mortgage servicers.  Our client owns a home in Glendale, California and was significantly upside

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Riverside Short Sale Attorney – Homeowners Struggle to Refinance Property

Alternative to Bankruptcy, Loan Modification, Short Sale /

A recent article in the Press Enterprise states that homeowners are having difficulty refinancing their loans under the Home Affordable Refinance Program (HARP), a program under the government’s Making Home Affordable Program.  HARP is a program designed to allow homeowners to refinance their homes into today’s lower rates despite their inability to meet traditional lending

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Riverside Loan Modification Attorney – Will $26 Billion Settlement Help Homeowners?

Bank News, Foreclosure Litigation, Loan Modification, Riverside Loan Modification Attorney, Short Sale /

Will the $26 billion dollar settlement help homeowners?  The short answer -Probably Not. I have had numerous clients ask me about the highly touted settlement involving the attorney generals and the major banks.  Understandably, $26 billion sounds like it could potentially help a lot of people who want to stay in their home.  However, a

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